Expert Selection 2026

Best Credit Cards for PUNJAB NATIONAL BANK

Major public sector bank offering RuPay and Visa credit cards for retail and government customers.

Recommended Cards (1)

Top Choice
PNB RuPay Select Credit Card image
PUNJAB NATIONAL BANK

PNB RuPay Select Credit Card

Excellent

Joining Fee

499

Annual Fee

499

  • 2 reward points per ₹100 on all spends.
  • 2 complimentary domestic airport lounge visits per quarter.
  • Fuel surcharge waiver at all petrol pumps.

Frequently Asked Questions

How do I choose the best credit card for PUNJAB NATIONAL BANK?

Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.

Are there credit cards for PUNJAB NATIONAL BANK with no annual fee?

Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.

What credit score is required to get approved?

Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.

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