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AU SMALL FINANCE BANK LIMITED
AU Altura Plus Credit Card
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Verified Catalog
Source: AU SMALL FINANCE BANK LIMITED Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Standard rewards credit card from AU Small Finance Bank with essential benefits for everyday spending and travel
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
2X reward points on online shopping transactions
Highlight 2
Revolving credit charge of 3.49%
Highlight 3
Entrylevel card designed for digital shoppers
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹499
The front-loaded charge when you apply.
Annual fee
₹499
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
OLA Supercoins value at ~₹1 per point.
Annual Fee: ₹499100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"3 visits per quarter (12 per year)"
Hotel Privileges
"20% off on domestic flight bookings; 10% off on international flight bookings; Up to 25% off on hotel bookings"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"FD proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Premium fuel card offering higher rewards than base variant with airport lounge access, best for high fuel spenders seeking additional lifestyle benefits"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: OLA Supercoins
- Welcome Offer: 100% cashback on first UPI transaction up to ₹500 within 15 days of card creation
- ₹12,500₹19,999: 2%
- RP to Rupees: Likely ₹0.15 per point (effective April 1, 2025)
Cons
- Base Rate: Tiered based on monthly spend: <₹7,500: 0%
- ₹7,500₹12,499: 1%
- ₹20,000₹25,000: 3%
- Domestic Airport: 3 visits per quarter (12 per year)
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