Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card
2.5X EDGE Miles on Travel spends.
12 international lounge access.
Travel-focused rewards.
Personalized Match by CredHunt • credhunt.com
A travel-focused credit card offering tiered and milestone benefits along with enhanced rewards on travel expenses and international transactions.
Joining Fee
₹5000
Annual Fee
₹5000
Rating
5.0/5.0(0 reviews)
Key Features
2.5X EDGE Miles on Travel spends.
12 international lounge access.
Travel-focused rewards.
Joining fee ₹5000
Rewards Program
Base Rewards
Reward Type
Club Vistara Points
Base Reward Rate
1.5 EDGE Points for every ₹100 spent
Point Value
N/A
Points Expiry
No expiry
Bonus Rewards
Welcome Offer
10,000 bonus EDGE Miles on card activation and first transaction.
Accelerated Rewards
3X rewards on travel spends including airlines, hotels, and car rentals.
Card Benefits
Travel Benefits
2 visits/quarter
8 complimentary domestic airport lounge visits per year. Complimentary Priority Pass membership with 2 international lounge visits.
Dining & Entertainment
Up to 15% discount at partner restaurants. Complimentary dining vouchers on quarterly spending threshold.
Buy One Get One offer on movie tickets at District App. Complimentary SonyLIV membership for 1 year.
Lifestyle & Protection
15% off at Shoppers Stop
Travel insurance coverage up to ₹50 lakh.
4 golf lessons/year
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹250 per add-on card |
| Foreign Currency Markup | 2% of transaction amount |
| Cash Advance Fee | Nil |
| APR | 3.6% per month (43.2% per annum) |
| Late Payment Fee | ₹800 for outstanding balance above ₹10,000 |
| Fuel Surcharge | 1% fuel surcharge waiver at all fuel stations, capped at ₹300 per month |
| Balance Transfer Charges | 1.0% (min ₹500) |
Additional Charges
Statement & Processing
Duplicate Statement Charges
Not applicable
Dynamic Currency Conversion Fee
2% of transaction amount
EMI Charges
Processing fee applies (up to ₹299 + GST)
Loan Processing Fee
0.01
Outstation Processing Charge
₹100 per cheque (per MITC)
Additional Fees
Overlimit Fees
No over-limit charges
Payment Return Charges
250
Railway Ticket Purchase Fee
₹30 + GST per ticket
Card Reissue Fee
0
Rent Pay Transactions
1% processing fee on transaction amount + applicable taxes
Rewards Redemption Fee
100
Fee Waiver Conditions
No annual fee
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
PAN card and address proof
Expert Opinion
Pros For frequent flyers, this card offers 12 domestic lounge visits and a Priority Pass membership. You would get 11,000 Membership Reward Points on the realization of card joining fees. Cons Although the joining fee is ₹ 5,000, the annual fee chargeable from the second year is ₹ 10,000.
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