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AXIS BANK LTD
Axis Bank Atlas Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
A travel-focused credit card offering tiered and milestone benefits along with enhanced rewards on travel expenses and international transactions.
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
2.5X EDGE Miles on Travel spends.
Highlight 2
12 international lounge access.
Highlight 3
Travel-focused rewards.
Highlight 4
Joining fee ₹5000
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹5,000
The front-loaded charge when you apply.
Annual fee
₹5,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Club Vistara Points value at ~₹1 per point.
Annual Fee: ₹5,000100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 visits/quarter"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"8 complimentary domestic airport lounge visits per year. Complimentary Priority Pass membership with 2 international lounge visits."
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"PAN card and address proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Pros For frequent flyers, this card offers 12 domestic lounge visits and a Priority Pass membership. You would get 11,000 Membership Reward Points on the realization of card joining fees. Cons Although the joining fee is ₹ 5,000, the annual fee chargeable from the second year is ₹ 10,000."
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- APR: 3.6% per month (43.2% per annum)
- Rewards Type: Club Vistara Points
- Welcome Offer: 10,000 bonus EDGE Miles on card activation and first transaction.
- Base Rate: 1.5 EDGE Points for every ₹100 spent
Cons
- Domestic Airport: 2 visits/quarter
- International Airport: 8 visits/year
- Spa: 2 visits per quarter (requires ₹20,000 monthly spend)
- Movie/Entertainment: Buy One Get One offer on movie tickets at District App. Complimentary SonyLIV membership for 1 year.
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