Interactive Showcase
Scroll narrative
Premium Decision Grade Catalog
AXIS BANK LTD
Axis Bank Cashback Credit Card
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Flat cashback on all purchases
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
7% cashback on online spends.
Highlight 2
0.75% cashback on retail.
Highlight 3
0.5% cashback on utilities.
Highlight 4
Fee ₹1000
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,000
The front-loaded charge when you apply.
Annual fee
₹1,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,080
6E Points XL value at ~₹0.2 per point.
Annual Fee: ₹1,000100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 visits per quarter (requires ₹20,000 monthly spend)"
Hotel Privileges
"Travel insurance for all trips"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Standard KYC documents; High income proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good for travelers seeking to accumulate airline miles with decent insurance but limited lounge benefits"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: 6E Points XL
- Welcome Offer: Welcome Gift of 10,000 Membership Rewards Points.
- 1 Membership Rewards Points for every ₹ 50 spent.
- Rewards Points-based Milestone benefits on reaching milestones like expenditure of ₹ 1.9 lakh / 4 lakh in a membership year.
Cons
- Complimentary Taj Stay voucher on expenditure of ₹ 4 lakh in a membership year.
- 0% convenience fee at all HPCL fuel stations across India.
- Base Rate: 1 Point = ₹1
- RP to Rupees: 1 RP = ₹0.20
Apply flow links directly to official bank portals with 256-bit encryption.
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Customer Reviews
5.0
0 reviews
5
0
4
0
3
0
2
0
1
0
Please sign in to leave a review.
Sign InCommunity Feedback
Card Q&A
Expert answers for Axis Bank Cashback Credit Card
Have a specific question?
No questions yet
Be the first to ask about this card!