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Premium Decision Grade Catalog
AXIS BANK LTD
Axis Bank My Zone Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
An entertainment and lifestyle focused card offering movie benefits, OTT subscriptions, and dining discounts with moderate annual fees.
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
BOGO on movie tickets.
Highlight 2
Complimentary SonyLIV membership.
Highlight 3
Entertainment rewards.
Highlight 4
Joining fee ₹500
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹500
The front-loaded charge when you apply.
Annual fee
₹500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
InterMiles value at ~₹1 per point.
Annual Fee: ₹500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Not Available"
Hotel Privileges
"4% cashback on Ola rides."
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"PAN + Address proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Pros For frequent flyers, this card offers 12 domestic lounge visits and a Priority Pass membership. You would get 11,000 Membership Reward Points on the realization of card joining fees. Cons Although the joining fee is ₹ 5,000, the annual fee chargeable from the second year is ₹ 10,000."
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- APR: 3.8% per month (46% per annum)
- Rewards Type: InterMiles
- Welcome Offer: 1,500 bonus reward points on card activation and first transaction.
- Base Rate: 3 Club Vistara Points for every ₹200 spent on Vistara
Cons
- 1 EDGE Point for every ₹100 on other spends
- RP to Rupees: ~₹0.25 per point
- Reward Expire Date: Follows primary card
- Domestic Airport: Not Available
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