Overview
Super-premium card for HNWIs with luxury benefits
Key features
The strongest rewards and lifestyle perks are surfaced as concise highlights.
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Technical details
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹20,000
The front-loaded charge when you apply.
Annual fee
₹20,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Fuel Points value at ~₹1 per point.
Earns back 27% of your renewal fee.
Premium Benefits
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Free unlimited access"
Hotel Privileges
"4 lounge visits"
Detailed Schedule & Eligibility
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Minimal documentation due to FD backing"
Summary
Editorial Review Score: 10/10
"Good for everyday spending with weekend bonus rewards, but value significantly reduced with loss of lounge access from March 2025"
Expert opinion & editorial scorecard summarizing the card's position.
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