Axis Bank SELECT Credit Card
Axis Bank SELECT Credit Card
10000 EDGE Reward Points.
2X EDGE Reward Points on retail.
12 lounge access.
Personalized Match by CredHunt • credhunt.com
A lifestyle credit card offering dining, movie, travel privileges, and golf benefits with an attractive rewards program for everyday spending.
Joining Fee
₹3000
Annual Fee
₹3000
Rating
5.0/5.0(0 reviews)
Key Features
10000 EDGE Reward Points.
2X EDGE Reward Points on retail.
12 lounge access.
Discounts on BigBasket and Swiggy
Rewards Program
Base Rewards
Reward Type
EDGE Points
Base Reward Rate
1 Reward Point for every ₹100 spent
Point Value
1 point = ₹0.25
Points Expiry
Never expire
Bonus Rewards
Welcome Offer
10,000 EDGE Reward Points worth ₹2,000 as welcome benefit on card activation.
Accelerated Rewards
5% cashback on Flipkart and Cleartrip, 4% on partner merchants like Swiggy, PVR, Uber.
Card Benefits
Travel Benefits
Unlimited
Discounts on hotel bookings via partner platforms.
Dining & Entertainment
Up to 10% discount at partner restaurants. Additional offers on food delivery apps like Swiggy and Zomato.
Complimentary in-flight entertainment on Vistara flights.
Lifestyle & Protection
Luxury retail partnerships
1. Accidental Air Death cover worth Rs. 3 Crore 2. Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency 3. Credit Shield Cover for upto 9 lakhs
Unlimited access
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹0 |
| Foreign Currency Markup | 2.5% of transaction amount |
| Cash Advance Fee | Nil for UPI |
| APR | 3.6% monthly (52.86% annual) |
| Late Payment Fee | ₹700 for outstanding balance above ₹10,000 |
| Fuel Surcharge | 1% fuel surcharge waiver at all fuel stations, capped at ₹200 per month |
| Balance Transfer Charges | 0.5% (min ₹1,000) |
Additional Charges
Statement & Processing
Duplicate Statement Charges
₹99 per month for paper statement (if opted for both paper and electronic)
Dynamic Currency Conversion Fee
2.5% of transaction amount
EMI Charges
Not specified
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
2.5% of the over limit amount
Payment Return Charges
Not applicable
Railway Ticket Purchase Fee
₹30 + GST per ticket as per standard HDFC rates
Card Reissue Fee
199
Rent Pay Transactions
1% of transaction amount (max ₹3,000)
Rewards Redemption Fee
₹99 plus GST
Fee Waiver Conditions
Annual fee waived on spending ₹3 lakh in the previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
IKEA purchase history
Expert Opinion
Pros This card offers complimentary domestic and international lounge access. With this card, you can get up to 50% off on partner restaurants. Cons This card comes with a high annual fee of ₹ 60,000. There isn’t any waiver of the annual fees with this card.
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Experience the premium benefits of the Axis Bank SELECT Credit Card today.