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Premium Decision Grade Catalog
BANK OF BARODA
BOB ICAI Exclusive Credit Card
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Verified Catalog
Source: BANK OF BARODA Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Exclusive card for ICAI members with rewards on professional spends
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Exclusive card for Chartered Accountants
Highlight 2
Special offers and benefits designed for CA professionals
Highlight 3
Professional indemnity insurance benefits
Highlight 4
Complimentary airport lounge access
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Solid entry-level rewards card with bonus points on everyday categories; Achievable fee waiver condition; Good milestone reward for high spenders; Previously known as Prosperity Edge"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹500 fuel voucher
- Accelerated Rewards Program: 1X on spends
- Other Features: Priority customer support
- Expert Opinion: Solid entry-level rewards card with bonus points on everyday categories
Cons
- Base Rate: 1pt=₹0.30
- Achievable fee waiver condition
- Good milestone reward for high spenders
- Previously known as Prosperity Edge
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Customer Reviews
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