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Premium Decision Grade Catalog
BANK OF BARODA
BOB RuPay Easy Credit Card
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Verified Catalog
Source: BANK OF BARODA Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Basic RuPay card with UPI compatibility and low fees
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Entry-level card with reward rate of 0.25% to 1.25%
Highlight 2
Fuel surcharge waiver on all fuel transactions
Highlight 3
Available on both Visa and RuPay payment networks
Highlight 4
Five reward points for every ₹100 spent on restaurants, utility bills, and online payments
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Flexible card with customizable benefits through subscription tiers; Good for those who value domestic lounge access and golf benefits; Multiple variants to choose from based on specific needs"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 5,000 CV Points
- Accelerated Rewards Program: 7X on elite spends
- Other Features: Airport meet & greet
- Expert Opinion: Flexible card with customizable benefits through subscription tiers
Cons
- Base Rate: 1pt=₹0.50
- Dining: 1% fuel surcharge waiver
- Multiple variants to choose from based on specific needs
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Customer Reviews
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