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Premium Decision Grade Catalog
BANK OF BARODA
BOB Select Credit Card
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Verified Catalog
Source: BANK OF BARODA Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Entry-level card with fuel surcharge waiver and basic rewards
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Opportunity to earn 1,000 bonus reward points monthly
Highlight 2
Enhanced reward points on dining, utility bills, and online purchases
Highlight 3
Reward points redeemable for cashback and various other categories
Highlight 4
Spend-based joining/renewal fee waiver options
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹750
The front-loaded charge when you apply.
Annual fee
₹750
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹750100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good cashback card for everyday spenders with strong 3% online purchase benefits. No-frills approach with straightforward cashback structure. Best for those who shop frequently on e-commerce platforms and want immediate benefits without complex redemption"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 2,500 Travel Credits
- Accelerated Rewards Program: 4X on travel
- Expert Opinion: Good cashback card for everyday spenders with strong 3% online purchase benefits. No-frills approach with straightforward cashback structure. Best for those who shop frequently on e-commerce platforms and want immediate benefits without complex redemption
Cons
- Base Rate: 1pt/₹120
- Dining: 2X miles
- Other Features: Fuel surcharge waiver
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Customer Reviews
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