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Premium Decision Grade Catalog
HDFC BANK LTD
HDFC Bank AllMiles Credit Card
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Verified Catalog
Source: HDFC BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Travel-focused credit card with enhanced rewards redeemable for air miles across multiple domestic and international airlines
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Travel-focused rewards
Highlight 2
Mile accumulation on spends
Highlight 3
Fuel surcharge waiver capped at ₹250 every billing cycle
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,000
The front-loaded charge when you apply.
Annual fee
₹1,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹1,000100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Exceptional premium card with industry-leading online spend rewards (4.5%) and unlimited lounge access (until April 2025). Excellent for frequent online shoppers and travelers. Note: Benefits devaluation coming April 2025 with reduced point value and spend-based lounge access"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹500 Amazon voucher
- Accelerated Rewards Program: 20X at INOX
- Dining: 5% Amazon cashback
- Insurance: ₹10L cover
Cons
- Base Rate: 1pt/₹100
- Other Features: Snack deals
- Expert Opinion: Exceptional premium card with industry-leading online spend rewards (4.5%) and unlimited lounge access (until April 2025). Excellent for frequent online shoppers and travelers. Note: Benefits devaluation coming April 2025 with reduced point value and spend-based lounge access
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