HDFC Bank BizGrow Credit Card
HDFC Bank BizGrow Credit Card
Mid-tier business card
Fuel surcharge waiver for transactions between ₹400 to ₹5,000
Foreign currency markup of 3.5%
Personalized Match by CredHunt • credhunt.com
Entry-level business credit card offering cashback on business-related expenses with milestone benefits and basic business insurance
Joining Fee
₹500
Annual Fee
₹500
Rating
5.0/5.0(0 reviews)
Key Features
Mid-tier business card
Fuel surcharge waiver for transactions between ₹400 to ₹5,000
Foreign currency markup of 3.5%
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
4 Reward Points per ₹200 for offline shopping
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
500 EDGE points
Accelerated Rewards
5% cashback on groceries (min ₹500); 5% cashback on utility bills through YES PayNow
Card Benefits
Travel Benefits
N/A
4 station lounges/year
Dining & Entertainment
5X RP on TATA dining
N/A
Lifestyle & Protection
N/A
₹50L shopping cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Good for frequent shoppers and diners with moderate annual spends and travel needs.
Customer Reviews
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