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HDFC BANK LTD
HDFC Bank Doctor's Regalia Credit Card
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Verified Catalog
Source: HDFC BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Specialized credit card for doctors with travel perks, rewards on medical-related spending, and enhanced travel and lifestyle benefits
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Specially designed for healthcare professionals
Highlight 2
Fuel surcharge waiver for transactions between ₹400 to ₹5,000
Highlight 3
Airport lounge access
Highlight 4
Foreign currency markup of 3.5% (effective from August 1, 2024)
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹2,500
The front-loaded charge when you apply.
Annual fee
₹2,500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹2,500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"12 lounge accesses/year"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Basic business card offering standard benefits; suitable for new entrepreneurs or small business owners looking for their first business credit card"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: Amazon voucher worth ₹500 on cumulative spends of ₹1,000 within 30 days
- Base Rate: 1% Cashpoints on every other spend
- Accelerated Rewards Program: 40 RP per ₹100 on IRCTC bookings
- Travel (Hotels & Other): 12 lounge accesses/year
Cons
- Movie/Entertainment: MU content access
- Dining: 5X RP on dining
- Other Features: UPI compatibility
- Waive off condition: ₹50K annual spend
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