HDFC Bank Millennia Credit Card
Premium Pick

HDFC Bank Millennia Credit Card

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HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card
Key Highlights

5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato

1% cashback on all other spends (except fuel)

₹1,000 worth gift vouchers on quarterly spends of ₹1,00,000 and above

Personalized Match by CredHuntcredhunt.com

Lifestyle-focused credit card offering enhanced cashback on select online merchants and milestone-based voucher benefits

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹1000

Annual Fee

₹1000

Rating

5.0/5.0(0 reviews)

Key Features

5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato

1% cashback on all other spends (except fuel)

₹1,000 worth gift vouchers on quarterly spends of ₹1,00,000 and above

Fuel surcharge waiver for transactions between ₹400 to ₹5,000

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4 reward points per ₹200 spent offline

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Undisclosed luxury offer

Accelerated Rewards

8X on spends

Card Benefits

Travel Benefits

N/A

8 lounge accesses/year

Dining & Entertainment

2X RP on agri spends

N/A

Lifestyle & Protection

N/A

₹5L liability cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Good secured card for rebuilding credit with low fees and FD backing; ideal for those with limited credit history

Customer Reviews

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User Experiences

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Experience the premium benefits of the HDFC Bank Millennia Credit Card today.