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Premium Decision Grade Catalog
HDFC BANK LTD
HDFC Diners Club Premium Credit Card
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Verified Catalog
Source: HDFC BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium card offering attractive rewards and travel perks with higher reward points on retail purchases and enhanced travel benefits
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Premium dining benefits
Highlight 2
Airport lounge access
Highlight 3
Foreign currency markup of 3.5% (effective from August 1, 2024)
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹2,500
The front-loaded charge when you apply.
Annual fee
₹2,500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹2,500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Unlimited global access"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good rewards card for business owners looking to maximize benefits on online purchases and essential business expenses with valuable welcome benefits"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 10,000 bonus reward points on first transaction within 90 days of card issuance
- Base Rate: 3 reward points for every ₹150 spent
- Accelerated Rewards Program: 1 loyalty point per ₹100 spent
- Dining: 1% cashback
Cons
- Travel (Hotels & Other): Unlimited global access
- Movie/Entertainment: ₹100 off on BookMyShow
- Lifestyle and Fashion: Paytm premium deals
- Other Features: 24/7 customer support
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Customer Reviews
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