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HDFC BANK LTD
HDFC H.O.G. Diners Club Credit Card
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Verified Catalog
Source: HDFC BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Co-branded credit card for Harley Owners Group with enhanced rewards on dining, entertainment and Harley Davidson merchandise
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Exclusive card for Harley Owners Group members
Highlight 2
Complimentary annual memberships of Club Marriott, MMT Black, Amazon Prime, Swiggy One
Highlight 3
Harley vouchers worth ₹2,500 as welcome benefit
Highlight 4
Complimentary Ola cabs, cult.fit Live, BookMyShow, TataCliQ vouchers on monthly spends over ₹80,000
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹10,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹10,00054% Offset
Earns back 54% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
"3 domestic lounge visits per quarter; International lounge access for Visa/Mastercard holders"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good mid-tier option for Tata ecosystem users with 7% rewards rate on select Tata brands and modest domestic lounge access"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 1,000 reward points
- Base Rate: Up to 1% cashback on all other retail spends
- Accelerated Rewards Program: 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
- 2% Cashpoints on Utility spends
Cons
- RP to Rupees: ₹1/pt
- Lifestyle and Fashion: Partner store discounts
- Other Features: Auto-conversion of transactions ₹10,000+ to EMI
- Contactless payment technology
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