HSBC Premier MasterCard Credit Card
HSBC Premier MasterCard Credit Card
3% reward rate on all spends,
unlimited lounge access (domestic/international),
low forex markup fee (0.99%).
Personalized Match by CredHunt • credhunt.com
Metal card for High Net Worth Individuals with premium benefits
Joining Fee
₹12000
Annual Fee
₹20000
Rating
5.0/5.0(0 reviews)
Key Features
3% reward rate on all spends,
unlimited lounge access (domestic/international),
low forex markup fee (0.99%).
Rewards Program
Base Rewards
Reward Type
AURUM Points
Base Reward Rate
1 Point for every ₹33.33 spent (3% reward rate)
Point Value
1 Reward Point = ₹1
Points Expiry
24 months
Bonus Rewards
Welcome Offer
₹12k Taj voucher
Accelerated Rewards
3 RP per ₹100 spent internationally
Card Benefits
Travel Benefits
4 domestic lounge/spa visits every calendar quarter
Complimentary airport lounge access
Dining & Entertainment
Up to ₹3,000 discount at partner restaurants; privileges with ITC Culinary Program
Movie vouchers as part of welcome benefits
Lifestyle & Protection
20% discount on Myntra purchases
Personal accidents cover up to ₹2.5 crores; travel and baggage insurance cover
4 complimentary rounds/year
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹299 + GST |
| Foreign Currency Markup | 0.50% + GST |
| Cash Advance Fee | N/A |
| APR | 1.99% per month (23.88% annually) |
| Late Payment Fee | 500 |
| Fuel Surcharge | 1% waiver on fuel transactions between ₹400 and ₹4,000 |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spends of ₹50,000 or more in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Not specified
Expert Opinion
Ideal for luxury lifestyle enthusiasts who spend heavily on dining and entertainment
Customer Reviews
0 reviews
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Experience the premium benefits of the HSBC Premier MasterCard Credit Card today.