Interactive Showcase
Scroll narrative
Premium Decision Grade Catalog
HSBC LTD
HSBC Premier MasterCard Credit Card
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Verified Catalog
Source: HSBC LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Metal card for High Net Worth Individuals with premium benefits
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
3% reward rate on all spends,
Highlight 2
unlimited lounge access (domestic/international),
Highlight 3
low forex markup fee (0.99%).
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹12,000
The front-loaded charge when you apply.
Annual fee
₹20,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
AURUM Points value at ~₹1 per point.
Annual Fee: ₹20,00027% Offset
Earns back 27% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"4 domestic lounge/spa visits every calendar quarter"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Complimentary airport lounge access"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Not specified"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Ideal for luxury lifestyle enthusiasts who spend heavily on dining and entertainment"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: AURUM Points
- Welcome Offer: ₹12k Taj voucher
- Base Rate: 1 Point for every ₹33.33 spent (3% reward rate)
- RP to Rupees: 1 Reward Point = ₹1
Cons
- APR: 1.99% per month (23.88% annually)
- Spa: Partner spa offers
- Dining: Up to ₹3,000 discount at partner restaurants
- privileges with ITC Culinary Program
Apply flow links directly to official bank portals with 256-bit encryption.
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Customer Reviews
5.0
0 reviews
5
0
4
0
3
0
2
0
1
0
Please sign in to leave a review.
Sign InCommunity Feedback
Card Q&A
Expert answers for HSBC Premier MasterCard Credit Card
Have a specific question?
No questions yet
Be the first to ask about this card!