HSBC Premier Metal Card
HSBC Premier Metal Card
Metal variant of Premier card;
Priority Pass lounge access;
renewal fee waiver for Premier salary account holders.
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Metal variant of the Premier MasterCard with premium benefits and special privileges
Joining Fee
₹12000
Annual Fee
₹20000
Rating
5.0/5.0(0 reviews)
Key Features
Metal variant of Premier card;
Priority Pass lounge access;
renewal fee waiver for Premier salary account holders.
Rewards Program
Base Rewards
Reward Type
Pulse Points
Base Reward Rate
1 Reward Point per ₹150 spent on both Visa and Mastercard sides
Point Value
Marriott Bonvoy Points redeemable for hotel stays, with redemption value varying based on property category
Points Expiry
24 months
Bonus Rewards
Welcome Offer
Undisclosed premium benefits
Accelerated Rewards
3 RPs for every ₹100 spent on eligible purchases; 0.7 RPs for every ₹100 on select categories
Card Benefits
Travel Benefits
2 complimentary visits per year
Airport lounge access (2 times a quarter)
Dining & Entertainment
Up to ₹3,000 off on total bill amount in a year with exclusive partner restaurants; privileges with Club ITC Culinary Program
Buy one get one free offer on movie tickets with up to ₹800 off on the second ticket twice a month via BookMyShow
Lifestyle & Protection
Not specified
Available (details not specified)
1 golf lesson and 4 green fee waivers at certain golf courses
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹99 + GST |
| Foreign Currency Markup | 2.75% + GST |
| Cash Advance Fee | N/A |
| APR | 3.49% per month (41.88% per annum) as per standard HDFC rates |
| Late Payment Fee | 999 |
| Fuel Surcharge | Waiver available within specified range |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Monthly fee of ₹99 waived if you spend ₹5,000 or more in the previous calendar month
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof, address proof, identity proof for salaried individuals; ITR for self-employed
Expert Opinion
Ideal for frequent international travelers, especially those who fly Qatar Airways or British Airways regularly and value Avios points
Customer Reviews
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