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HSBC LTD
HSBC Taj Credit Card
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Verified Catalog
Source: HSBC LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Ultra-premium co-branded card with Taj Hotels
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Taj InnerCircle Platinum NeuPass membership,
Highlight 2
25% savings on Taj stays,
Highlight 3
free access to lounges at Taj properties.
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,10,000
The front-loaded charge when you apply.
Annual fee
₹1,10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
INOX Points value at ~₹1 per point.
Annual Fee: ₹1,10,0005% Offset
Earns back 5% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"1 complimentary visit per quarter (with minimum monthly spend of ₹20,000)"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Flight discount voucher worth ₹750 & hotel discount voucher worth ₹1,500"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Priority Banking relationship proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Best for those seeking comprehensive travel benefits with premium golf privileges"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- APR: 1.99% per month (23.88% per annum)
- Rewards Type: INOX Points
- Welcome Offer: Taj InnerCircle Platinum membership + 2 free nights
- Base Rate: 2 Reward Points for every ₹150 spent
Cons
- RP to Rupees: 1 RP = ₹1
- Domestic Airport: 1 complimentary visit per quarter (with minimum monthly spend of ₹20,000)
- Spa: TATA wellness access
- Movie/Entertainment: Up to ₹750 discount on movie/non-movie bookings via BookMyShow (twice every month)
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