HSBC Visa Platinum Credit Card
HSBC Visa Platinum Credit Card
2 reward points per ₹150 spent,
5X rewards annually on spends above ₹4 lakh,
redeemable for airmiles and travel benefits.
Personalized Match by CredHunt • credhunt.com
Entry-level lifetime free card with reward points and air miles redemption options
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
2 reward points per ₹150 spent,
5X rewards annually on spends above ₹4 lakh,
redeemable for airmiles and travel benefits.
Rewards Program
Base Rewards
Reward Type
Travel Credits
Base Reward Rate
Transaction-based progressive structure
Point Value
1 Reward Point = ₹0.20-0.25
Points Expiry
18 months
Bonus Rewards
Welcome Offer
₹100 Amazon voucher + ₹500 cashback
Accelerated Rewards
2.5 RP per ₹100 on e-commerce; 1.5 RP per ₹100 on online travel & airlines
Card Benefits
Travel Benefits
Access based on Priority Pass with min. ₹20,000 monthly spend
Complimentary Club Marriott Membership and Tablet Plus Membership
Dining & Entertainment
Premium dining benefits at upscale restaurants
Buy one get one free offer on movie tickets with up to ₹400 off on the second ticket twice a month via BookMyShow
Lifestyle & Protection
Premium lifestyle and shopping benefits with luxury retail partners
Insurance cover for air accident; lost passport; lost baggage; delayed baggage; lost ticket & missed connection
1 complimentary golf lesson each month & 4 green fee waivers
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹99 + GST |
| Foreign Currency Markup | 3.50% + GST (per MITC) |
| Cash Advance Fee | N/A |
| APR | 3.6% per month (43.2% annually) |
| Late Payment Fee | 749 |
| Fuel Surcharge | 1% waiver on transactions between ₹400 to ₹5,000 |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spends of ₹1,50,000 or higher in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Doctor's registration certificate, income proof, address proof, identity proof
Expert Opinion
Best for high-net-worth individuals seeking a comprehensive premium card with exceptional travel, dining and lifestyle benefits
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Experience the premium benefits of the HSBC Visa Platinum Credit Card today.