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Premium Decision Grade Catalog
IDFC FIRST BANK LTD
IDFC FIRST Mayura Credit Card
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Verified Catalog
Source: IDFC FIRST BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium metal credit card targeting high-income individuals with enhanced rewards, zero forex markup, and exclusive travel benefits
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Premium travel and lifestyle card
Highlight 2
10X rewards on monthly spends ≥ ₹20k; 5X below that
Highlight 3
Up to 4 international + 4 domestic (4 guests) lounge visits yearly
Highlight 4
"Experience life's finest" positioning
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹5,999
The front-loaded charge when you apply.
Annual fee
₹5,999
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹5,99990% Offset
Earns back 90% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Not specifically mentioned beyond general cashback categories"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Bank TRB proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good entry-level card for occasional IndiGo flyers seeking basic flight benefits and rewards without high annual fees"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: Complimentary 3-month Swiggy One membership
- Base Rate: 4 reward points per ₹150 spent (approximately 1.3% value)
- Accelerated Rewards Program: 3% Reward Points on every Shoppers Stop spend (Monthly capping of ₹500)
- 1% Reward Points on every non-Shoppers Stop spend (Monthly capping of ₹1,000)
Cons
- RP to Rupees: 1 Point = ₹0.10
- Movie/Entertainment: PVR Gold access
- Dining: N/A
- Waive off condition: ₹15k spend/year
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