CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Home furnishing-focused card with IKEA rewards
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
nan
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000
Travel & Hotels (1.5% value)
₹5,000
Groceries (1.5% value)
₹5,000
Online Shopping (2% value)
₹10,000
Other Spends (1% value)
₹5,000
Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Marriott Bonvoy Points value at ~₹1 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 complimentary visits quarterly under the MasterCard Lounge program"
Hotel Privileges
"8 domestic lounges/year after ₹50k/quarter"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Age > 18 Years with stable income"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent premium card for Premier customers"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
Rewards Type: Marriott Bonvoy Points
Welcome Offer: 4,000 Bonus Membership Reward Points as a welcome gift.
1,000 Bonus Membership Rewards Points on completing six transactions of ₹ 1,000 or above in a month.
1 Membership Reward Point on every ₹ 50 you spend using the card, excluding spends on insurance and cash transactions.
Cons
5,000 Bonus Membership Reward Points after first-year card renewal on the realization of the annual fee.
Discounts in partnership with some of the most premium hotel chains.
Up to 25% off on orders from The Oberoi Gurgaon, The Leela, The Lodhi, and many other premium partners. Up to 20% discount on dining at many other select restaurants.
Choice to pay the card membership fee monthly (₹ 375/month).
Apply flow links directly to official bank portals with 256-bit encryption.
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more