IKEA Family Credit Card by Axis Bank
IKEA Family Credit Card by Axis Bank
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Personalized Match by CredHunt • credhunt.com
Home furnishing-focused card with IKEA rewards
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
Marriott Bonvoy Points
Base Reward Rate
12% on Flipkart (Plus members)
Point Value
1 RP = ₹1 for statement credit
Points Expiry
2 years from date of accumulation
Bonus Rewards
Welcome Offer
4,000 Bonus Membership Reward Points as a welcome gift. 5,000 Bonus Membership Reward Points after first-year card renewal on the realization of the annual fee. 1,000 Bonus Membership Rewards Points on completing six transactions of ₹ 1,000 or above in a month. 1 Membership Reward Point on every ₹ 50 you spend using the card, excluding spends on insurance and cash transactions. 5X Membership Reward Points on all purchases through the Reward Multiplier portal. Discounts in partnership with some of the most premium hotel chains. Up to 25% off on orders from The Oberoi Gurgaon, The Leela, The Lodhi, and many other premium partners. Up to 20% discount on dining at many other select restaurants. Choice to pay the card membership fee monthly (₹ 375/month). There is no pre-set credit limit. Fuel surcharge waived at HPCL fuel stations.
Accelerated Rewards
5X points on Taj spends
Card Benefits
Travel Benefits
2 complimentary visits quarterly under the MasterCard Lounge program
8 domestic lounges/year after ₹50k/quarter
Dining & Entertainment
25% savings on F&B at Taj restaurants
Not Available
Lifestyle & Protection
Access to premium brands with Luxe gift card
₹50L travel insurance
12 complimentary rounds of green fees & 12 complimentary golf lessons per year; 4 complimentary green fees rounds for guests
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Included in primary card fee |
| Foreign Currency Markup | 1.99% (ABC Pro variant) |
| Cash Advance Fee | ₹199 per transaction |
| APR | 24% per annum (2% monthly) |
| Late Payment Fee | 15% of the total outstanding amount (Minimum – ₹100; Maximum – ₹1,250) |
| Fuel Surcharge | 1% waiver up to ₹500/m |
| Balance Transfer Charges | 3% + GST |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
0.01
EMI Charges
₹99 + GST
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
2.5% (min ₹600)
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
₹99 per redemption
Fee Waiver Conditions
N/A (Lifetime free)
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Age > 18 Years with stable income
Expert Opinion
Excellent premium card for Premier customers
Customer Reviews
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Experience the premium benefits of the IKEA Family Credit Card by Axis Bank today.