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Premium Decision Grade Catalog
INDUSIND BANK LTD
Indus Solitaire Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Premium lifestyle card designed for luxury enthusiasts with high reward rates on dining, entertainment and travel categories
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
0.7 rewards points on select categories (transportation, utilities, etc.)
Highlight 2
Premium travel benefits
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹30,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Agri Rewards value at ~₹1 per point.
Annual Fee: ₹10,00054% Offset
Earns back 54% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Zero airport lounge access"
Hotel Privileges
"Complimentary domestic airport lounge access (1 visit per quarter) on spending ₹20,000 monthly"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Standard KYC documents (ID proof, address proof, income proof)"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Basic rewards card offering non-expiring points with limited benefits; primarily provides discounts for purchases on e-commerce platforms"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Agri Rewards
- Welcome Offer: One complimentary stay at Oberoi hotels
- RP to Rupees: 1 CashPoint = ₹1 (for statement credit)
- Domestic Airport: Zero airport lounge access
Cons
- Base Rate: 1.5 RP for every ₹100 spent (standard rate)
- alternative reported rate: 1.5 RP for weekday spends and 2 RP for weekend spends per ₹100
- Accelerated Rewards Program: Higher reward points on LIC premium payments
- International Airport: NA
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