Overview
Premium travel-focused card offering exceptional airline benefits with Qatar Airways and British Airways, ideal for frequent international travelers seeking Avios points collection
Key features
The strongest rewards and lifestyle perks are surfaced as concise highlights.
5X Avios on every ₹200 spent at preferred international destinations
Discounted forex markup of 1.5% on international transactions
Up to 50,000 bonus Avios milestone benefits annually
2X Avios on Qatar Airways & British Airways bookings
Technical details
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹40,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Estimated Annual Spends
₹3,60,000
Annual Value Back
₹3,780
Bank Reward Points value at ~₹0.7 per point.
Earns back 38% of your renewal fee.
Premium Benefits
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 visits per year"
Hotel Privileges
"Low forex charges, complimentary access to airport lounges"
Detailed Schedule & Eligibility
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"ID proof, address proof, income proof (min. salary ₹60,000 p.m. or ITR>₹7.2 lakh p.a.)"
Summary
Editorial Review Score: 10/10
"Previously valuable for lounge access, now requires high monthly spending to access benefits; CFAR insurance remains a unique feature for travelers"
Expert opinion & editorial scorecard summarizing the card's position.
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