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INDUSIND BANK LTD
IndusInd Bank Pioneer Heritage Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Elite metal credit card offering premium travel and lifestyle benefits for wealthy customers seeking exceptional privileges and rewards
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Excellent golf benefits
Highlight 2
NonBOGO movie offers
Highlight 3
Dining vouchers twice a year
Highlight 4
0% forex as promotional offer
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹90,000
The front-loaded charge when you apply.
Annual fee
₹90,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,350
Bank Elite Points value at ~₹0.25 per point.
Annual Fee: ₹90,0002% Offset
Earns back 2% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Premium: Unlimited"
Hotel Privileges
"2 complimentary domestic lounge visits per year; 20% discount on hotel bookings & 10% on flight bookings via EaseMyTrip"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Net salary ₹2 lakh per month or ITR > ₹24 lakh p.a."
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Exclusive premium card with excellent travel benefits, zero forex markup, philanthropic features, and low interest rates; high annual fee justified by luxury privileges"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Bank Elite Points
- Welcome Offer: Gift vouchers worth ₹500 on spending ₹15,000 within first 90 days
- Accelerated Rewards Program: 5 reward points per ₹150 spent (all categories)
- Travel (Hotels & Other): 2 complimentary domestic lounge visits per year
Cons
- Base Rate: 1 RP per ₹100 spent on other purchases
- RP to Rupees: Approximately ₹0.25 per point
- Domestic Airport: Premium: Unlimited
- 20% discount on hotel bookings & 10% on flight bookings via EaseMyTrip
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