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INDUSIND BANK LTD
IndusInd Bank Pioneer Legacy Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Premium credit card for Pioneer Banking customers offering enhanced weekend rewards, lounge access, and statement credit redemption
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
2 RP per ₹100 spent on weekends, 1 RP per ₹100 on weekdays
Highlight 2
2 international lounge visits per quarter
Highlight 3
8 domestic lounge visits annually via Travel Plus Program
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹5,000
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,350
TATA Points value at ~₹0.25 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 complimentary visits per quarter (requires ₹15,000 spend in previous quarter)"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Up to 10% discount on flight, bus and hotel bookings made through ixigo platform"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"ICSI membership proof, income proof, address proof, ID proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Best for international travelers seeking zero forex markup, airport lounge access, and ixigo platform benefits; recent devaluation with spending requirement for lounge access"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: TATA Points
- Welcome Offer: 2,000 bonus InterMiles, flight & hotel discount vouchers
- RP to Rupees: Direct cashback as Swiggy Money
- Accelerated Rewards Program: 10X reward points on spending more than ₹20,000 per month
Cons
- Base Rate: 2 InterMiles per ₹100
- Domestic Airport: 2 complimentary visits per quarter (requires ₹15,000 spend in previous quarter)
- International Airport: Unlimited+4 guests
- Movie/Entertainment: Limited entertainment benefits
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