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INDUSIND BANK LTD
IndusInd Bank Platinum Aura Edge Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Contactless Mastercard designed to increase savings and manage everyday expenses with cashback benefits and easy EMI conversion
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
One movie ticket (up to ₹200) every 6 months via BookMyShow
Highlight 2
1% fuel surcharge waiver
Highlight 3
1% railway surcharge waiver on transactions up to ₹5,000
Highlight 4
No cash advance fee
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹500
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,620
IRCTC Points value at ~₹0.3 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"12 Complimentary visits within India"
Hotel Privileges
"Available as paid addon feature"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"ID proof, address proof, income proof, FD documents"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Entrylevel card with good cashback benefits and easy fee waiver conditions"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: IRCTC Points
- Welcome Offer: 2,000 bonus reward points, Complimentary EazyDiner Prime membership worth ₹2,495
- Accelerated Rewards Program: 4 RPs on every offline spend of ₹100, 8 RPs on every online spend, and 12 RPs on every international spend of ₹100
- International Airport: N/A
Cons
- Base Rate: 1 RP per ₹100 spent on weekdays
- RP to Rupees: 1 RP = ₹0.30 (approx.)
- Domestic Airport: 12 Complimentary visits within India
- Movie/Entertainment: Access to premium entertainment and events
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