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Premium Decision Grade Catalog
INDUSIND BANK LTD
IndusInd Legend Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium lifestyle credit card offering weekend reward points, reduced forex markup, and comprehensive privileges (Note: lounge access benefit will be terminated as of March 7, 2025)
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Exclusive bonus rewards on yearly spends
Highlight 2
1.8% foreign currency markup
Highlight 3
BOGO on BookMyShow movie tickets
Highlight 4
Fuel surcharge waiver nationwide
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Travel Credits value at ~₹1 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Available for Priority Banking customers"
Hotel Privileges
"Unlimited international and domestic airport lounge access"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Business registration documents, income proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Best for customers wanting to pay only for features they use with no annual fees; good entrylevel card with customization options"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Travel Credits
- Welcome Offer: None
- Base Rate: 1.5 reward points for every ₹150 spent
- 1 RP = ₹0.35 for reward catalogue
Cons
- RP to Rupees: 1 RP = ₹0.50 for flights/hotels & dining on Smartbuy
- Accelerated Rewards Program: Higher reward points on online international transactions
- International Airport: Unlimited access with 12 guest visits per year
- Travel (Hotels & Other): Unlimited international and domestic airport lounge access
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