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AXIS BANK LTD
SpiceJet Axis Bank Voyage Black Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium variant with 28 SpiceClub points/₹200 on airline spends
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
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Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹2,000
The front-loaded charge when you apply.
Annual fee
₹2,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,350
Cashback & Reward Points value at ~₹0.25 per point.
Annual Fee: ₹2,00068% Offset
Earns back 68% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Complimentary access"
Hotel Privileges
"Business class tickets"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"TRB proof or salary slips"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Ultimate luxury card for the ultra-wealthy"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Cashback & Reward Points
- Welcome Offer: ₹ 500 cashback on eligible spends of ₹ 10,000 within 90 days of card issuance.
- 1 Membership Rewards point for every ₹ 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions)
- 10X accelerated Membership Rewards Points on Flipkart, Zomato, Uber and more.
Cons
- Renewal fee waived on the expenditure of ₹ 40,000 or above in the previous year.
- Base Rate: 6 miles/₹200
- RP to Rupees: 1 PAYBACK Point = ₹0.25
- Domestic Airport: Complimentary access
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