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STANDARD CHARTERED BANK LTD
Standard Chartered Rewards Credit Card
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Verified Catalog
Source: STANDARD CHARTERED BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Rewards-focused card with accelerated points on high spends and complimentary domestic lounge access
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
4 reward points per ₹150 on retail spends (except fuel)
Highlight 2
Extra 4 rewards per ₹150 (up to 2,000 per month) on retail spends made after ₹20,000 monthly spends
Highlight 3
1 reward point per ₹150 spent on government and insurance transactions
Highlight 4
4 domestic airport lounge visits per year (1 per calendar quarter)
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
₹1,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹1,000100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"2 domestic lounge visits per year"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good premium card option with enhanced reward rate, but lacks standout features compared to other premium cards in the market"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Base Rate: 4 Reward points for every ₹150 spent
- RP to Rupees: 1 RP = ₹0.10
- Accelerated Rewards Program: 1% cashback on retail spends (min statement balance ₹50,000)
- 5% cashback on retail spends (min statement balance ₹10,000)
Cons
- Welcome Offer: Amazon Prime (Annual membership) and Biz Prime (6 months membership) on making one online transaction in first 30 days
- Movie/Entertainment: Complimentary tickets
- Dining: 2X on in-flight
- Other Features: No cost EMI
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Customer Reviews
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