Overview
Mid-tier card with strong benefits on utility bills and fuel spends along with premium lounge access for eligible customers
Key features
The strongest rewards and lifestyle perks are surfaced as concise highlights.
5% cashback on fuel spends, telephone bills, and utility bills
1 reward point per ₹150 spent on all other categories
No annual fee charged for Premium banking customers
Complimentary Priority Pass membership for Premium banking clients
Technical details
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹750
The front-loaded charge when you apply.
Annual fee
₹750
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Unlimited lounge access (changing to spend-based from Jan 2025); Priority Pass"
Detailed Schedule & Eligibility
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Summary
Editorial Review Score: 10/10
"Specialized card for medical professionals offering both general travel benefits and specific healthcare-related perks; lower forex markup than standard Regalia makes it better for international travel"
Expert opinion & editorial scorecard summarizing the card's position.
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