Swiggy HDFC Bank Credit Card
Premium Pick

Swiggy HDFC Bank Credit Card

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HDFC BANK LTDCo-Branded Credit Cards

Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card
Key Highlights

10% cashback on Swiggy application (food ordering, Instamart, Dineout & Genie)

5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Tata CLiQ, Uber and Zomato

1% cashback on all other spends (except fuel)

Personalized Match by CredHuntcredhunt.com

Co-branded credit card offering enhanced rewards on Swiggy orders and e-commerce platforms with multiple cashback benefits and complimentary Swiggy One membership

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹500

Annual Fee

₹500

Rating

5.0/5.0(0 reviews)

Key Features

10% cashback on Swiggy application (food ordering, Instamart, Dineout & Genie)

5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Tata CLiQ, Uber and Zomato

1% cashback on all other spends (except fuel)

Complimentary Swiggy One membership for 3 months

5% cashback available on Amazon Gift Card purchases

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

0.5% cashback on all spends

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

500 bonus points

Accelerated Rewards

36 Reward Points per ₹200 on online spends

Card Benefits

Travel Benefits

N/A

Domestic lounge access

Dining & Entertainment

4X Air India Points

N/A

Lifestyle & Protection

MU merchandise discounts

₹25L fuel protection

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹1L annual spend

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Basic entry-level card with limited rewards value; primarily suitable for someone looking for a very simple card with minimal features

Customer Reviews

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User Experiences

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Experience the premium benefits of the Swiggy HDFC Bank Credit Card today.