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Premium Decision Grade Catalog
YES BANK LTD
YES ACE Credit Card
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Verified Catalog
Source: YES BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Entry-level card with moderate rewards and add-on subscription plans
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Joining fee reversed on spends of ₹5,000 within 30 days of card setup
Highlight 2
8 YES Rewardz Points per ₹200 for online shopping
Highlight 3
4 YES Rewardz Points per ₹200 for offline shopping
Highlight 4
Option to boost rewards with add-on subscription plans (up to 5X points)
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹399
The front-loaded charge when you apply.
Annual fee
₹399
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹399100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Budget lifestyle"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: NA
- Base Rate: 2 CV Points/₹200
- Accelerated Rewards Program: 5X on hotel bookings
Cons
- Other Features: Hotel status match
- Expert Opinion: Budget lifestyle
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