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Premium Decision Grade Catalog
YES BANK LTD
YES Bank Klick Kiwi RuPay Credit Card
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Verified Catalog
Source: YES BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Virtual UPI-enabled credit card offering cashback on UPI transactions with option for enhanced rewards through subscription
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Specialized for UPI and scan-and-pay transactions
Highlight 2
Base rewards: 4 Kiwis (1% cashback) for UPI transactions
Highlight 3
2 Kiwis (0.5% cashback) for non-UPI transactions
Highlight 4
Optional Neon subscription offering enhanced benefits:
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Basic needs"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹500 agri voucher
- Base Rate: 4 CV Points/₹200
- Accelerated Rewards Program: 2X on Air India spends
- Other Features: Companion ticket benefit
Cons
- Expert Opinion: Basic needs
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Customer Reviews
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