Overview
Super premium credit card with high rewards on online spending and unlimited lounge access
Key features
The strongest rewards and lifestyle perks are surfaced as concise highlights.
36 YES Rewardz Points per ₹200 spent online (equivalent to 4.5% reward rate)
18 YES Rewardz Points per ₹200 for offline spends
Up to 24 domestic & unlimited international airport lounge visits annually
Buy-one-get-one-free offers on movie tickets
Technical details
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹9,999
The front-loaded charge when you apply.
Annual fee
₹4,999
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Editorial Review Score: 10/10
"Starter card"
Expert opinion & editorial scorecard summarizing the card's position.
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