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Premium Decision Grade Catalog
YES BANK LTD
YES Private Credit Card
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Verified Catalog
Source: YES BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium invitation-only credit card for high net worth individuals with exclusive global privileges
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Unlimited airport lounge access with 12 guest visits annually
Highlight 2
Low forex markup of just 0.5%
Highlight 3
Up to 2.5 lakh Reward points & ₹9,000 Oberoi voucher on joining
Highlight 4
Three reward points for every ₹100 spent on international transactions
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹50,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹10,00054% Offset
Earns back 54% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good for online spends"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹2,000 Croma voucher
- Base Rate: 2% reward rate
- Accelerated Rewards Program: 5X on medical purchases
Cons
- Other Features: Medicines discount
- Expert Opinion: Good for online spends
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