Best Credit Cards for Premium Credit Cards
Mid-to-high tier credit cards offering elevated rewards, lounge access, and lifestyle privileges for above-average spenders.
Recommended Cards (20)
RBL Bank World Safari Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
- 10,000 reward points as welcome benefit.
- 3 reward points per ₹100 on all spends.
- 6 reward points per ₹100 on travel bookings.
ICICI Bank Mine Credit Card (Pro)
Joining Fee
₹588
Annual Fee
₹588
- Subscription-based model with different tiers
- Mine Cash rewards system
- Customized benefits based on plan selected
Signature Credit Card
Joining Fee
₹1,499
Annual Fee
₹1,499
- Premium lifestyle and travel benefits
- Higher reward points on spending
- Exclusive privileges for high-value customers
Platinum Chip Credit Card
Joining Fee
₹500
Annual Fee
₹500
- Lifetime free card
- Built-in contactless technology for quick payments
- Chip security for fraud protection
MakeMyTrip Platinum
Joining Fee
₹1,500
Annual Fee
₹1,500
- MakeMyTrip-specific travel benefits
- Special discounts on flight and hotel bookings
- Reward points on travel spends
Emirates Skywards Sapphiro
Joining Fee
₹3,000
Annual Fee
₹3,000
- Emirates Skywards miles on card spends
- Travel benefits on Emirates flights
- Premium travel insurance
Manchester United Signature
Joining Fee
₹2,999
Annual Fee
₹2,999
- Manchester United Football Club themed card
- Exclusive Manchester United merchandise
- Premium rewards on spends
Rubyx Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
- Premium card offering reward points on all transactions except fuel
- Complimentary airport lounge access
- Fuel surcharge waiver benefits
Sapphiro Credit Card
Joining Fee
₹1,500
Annual Fee
₹1,500
- Complimentary vouchers worth more than ₹9,000 on joining
- 2 reward points per ₹100 spent domestically; 1 reward point per ₹100 spent on utility & insurance
- 4x rewards on international spends
Paytm SBI Card SELECT
Joining Fee
₹1,499
Annual Fee
₹1,499
- Premium rewards on Paytm ecosystem transactions
Bank SBI Card ELITE
Joining Fee
₹4,999
Annual Fee
₹4,999
- nan
Bank SBI Card PRIME
Joining Fee
₹2,999
Annual Fee
₹2,999
- nan
Shaurya Select SBI Card
Joining Fee
₹0
Annual Fee
₹1,499
- Premium version of defense personnel card with enhanced benefits
Lifestyle/MAX/SPAR PRIME
Joining Fee
₹2,999
Annual Fee
₹2,999
- Store-specific rewards and benefits at partner retail outlets
TATA Croma/Star SELECT
Joining Fee
₹2,999
Annual Fee
₹2,999
- Store-specific rewards and benefits at partner retail outlets
TATA Card SELECT
Joining Fee
₹2,999
Annual Fee
₹2,999
- Enhanced rewards at respective TATA outlets, special offers
IRCTC SBI Card
Joining Fee
₹500
Annual Fee
₹500
- Railway booking benefits, reward points on IRCTC purchases
BPCL SBI Card
Joining Fee
₹499
Annual Fee
₹499
- Fuel surcharge waiver, accelerated rewards on BPCL outlets
Club Vistara SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
- CV points accrual, complimentary Club Vistara membership, flight redemptions
Air India SBI Platinum Card
Joining Fee
₹1,499
Annual Fee
₹1,499
- Air miles accumulation, complimentary tickets, priority check-in benefits
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