SBI Card MILES ELITE
STATE BANK OF INDIA
VS
SBI Card PRIME
STATE BANK OF INDIA
The Verdict: Tie
Both cards offer competitive benefits, but your ideal choice depends on your specific spending habits.
SBI Card MILES ELITE
SBI Card PRIME
Financials & Fees
Joining Fee
₹4999
₹2999
Annual Fee
₹4999
₹2999
Reward Rate (Base)
N/A
N/A
Travel & Lifestyle
Lounge (Domestic)
0 / qtr
1 / qtr
Lounge (Intl)
0 / yr
0 / yr
Networks
Expert Verdict
Credhunt Rating
5 / 5
5 / 5
Final Verdict: SBI Card MILES ELITE vs SBI Card PRIME
For Travel
If you are a frequent traveler, the SBI Card MILES ELITE stands out with better travel reward rates and lounge access benefits.
For Dining & Lifestyle
For those who spend significantly on dining and lifestyle, the SBI Card MILES ELITE provides superior returns on your monthly spends.
Cost & Fees
Looking strictly at the cost of holding the card, SBI Card PRIME is the more economical choice with lower effective annual fees.