Trusted Issuer

AMERICAN EXPRESS BANKING CORPORATION Credit Cards

Global payments brand offering premium Membership Rewards cards with dining and travel privileges in India.

AMERICAN EXPRESS BANKING CORPORATION

All AMERICAN EXPRESS BANKING CORPORATION Cards (6)

American Express Platinum Charge Card
5.0Score

American Express Platinum Charge Card

Verified

Joining Fee

60,000

Annual Fee

60,000

  • Welcome gift of gift vouchers worth ₹ 45,000.
  • 1 MR (membership Reward) for every ₹ 40 spent with the card (except fuel, utility, and insurance transactions).
  • Up to 5 Membership Rewards Points for every ₹ 100 spent on fuel.
American Express Platinum Reserve Credit Card
5.0Score

American Express Platinum Reserve Credit Card

Verified

Joining Fee

10,000

Annual Fee

10,000

  • 11,000 bonus Membership Rewards Points as a welcome gift.
  • 1 Membership Rewards Point for every ₹ 50 spent with the card (except fuel, insurance, utility, EMI conversions).
  • Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits.
American Express Platinum Travel Credit Card
5.0Score

American Express Platinum Travel Credit Card

Verified

Joining Fee

3,500

Annual Fee

5,000

  • Welcome Gift of 10,000 Membership Rewards Points.
  • 1 Membership Rewards Points for every ₹ 50 spent.
  • Rewards Points-based Milestone benefits on reaching milestones like expenditure of ₹ 1.9 lakh / 4 lakh in a membership year.
American Express Gold Charge Card
5.0Score

American Express Gold Charge Card

Verified

Joining Fee

1,000

Annual Fee

4,500

  • 4,000 Bonus Membership Reward Points as a welcome gift.
  • 5,000 Bonus Membership Reward Points after first-year card renewal on the realization of the annual fee.
  • 1,000 Bonus Membership Rewards Points on completing six transactions of ₹ 1,000 or above in a month.
American Express SmartEarn Credit Card
5.0Score

American Express SmartEarn Credit Card

Verified

Joining Fee

495

Annual Fee

495

  • ₹ 500 cashback on eligible spends of ₹ 10,000 within 90 days of card issuance.
  • 1 Membership Rewards point for every ₹ 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions)
  • 10X accelerated Membership Rewards Points on Flipkart, Zomato, Uber and more.
American Express Membership Rewards Credit Card
5.0Score

American Express Membership Rewards Credit Card

Verified

Joining Fee

1,000

Annual Fee

4,500

  • 4,000 Bonus Membership Reward Points as a welcome benefit.
  • 1 Membership Reward Point per ₹ 50 spent.
  • 2X Membership Rewards on all spends through Rewards Multiplier portal.

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Credhunt Score®

Our proprietary scoring algorithm evaluates every AMERICAN EXPRESS BANKING CORPORATION card across five key metrics:

Reward Value88%
Lounge Access92%
Welcome Benefits85%
Ease of Approval78%
Redemption Versatility90%