Expert Selection 2026
Best Credit Cards for Shopping Credit Cards
Credit cards offering enhanced rewards and cashback on e-commerce platforms like Amazon, Flipkart, Myntra, and offline retail stores.
Recommended Cards (13)
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Top Choice
ICICI BANK LTD
ICICI Bank Amazon Pay
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Amazon-specific rewards and cashback
- No-fee lifetime free card
- Special benefits on Amazon purchases
STATE BANK OF INDIA
TATA Croma/Star SELECT
Excellent
Expert Score5.0
Joining Fee
₹2,999
Annual Fee
₹2,999
- Store-specific rewards and benefits at partner retail outlets
STATE BANK OF INDIA
TATA Croma/Star Card
Excellent
Expert Score5.0
Joining Fee
₹499
Annual Fee
₹499
- Enhanced rewards at respective TATA outlets, special offers
STATE BANK OF INDIA
TATA Card SELECT
Excellent
Expert Score5.0
Joining Fee
₹2,999
Annual Fee
₹2,999
- Enhanced rewards at respective TATA outlets, special offers
STATE BANK OF INDIA
TATA Card
Excellent
Expert Score5.0
Joining Fee
₹499
Annual Fee
₹499
- Enhanced rewards at respective TATA outlets, special offers
KOTAK MAHINDRA BANK LTD
Myntra Kotak Credit Card
Excellent
Expert Score5.0
Joining Fee
₹500
Annual Fee
₹500
- 7.5% off up to ₹750 per transaction on Myntra
- 5% cashback up to ₹1,000 per month on Swiggy, Swiggy Instamart, PVR, Cleartrip & Urban Company
- 1.25% cashback across all other transactions
BANK OF BARODA
BOB Snapdeal Credit Card
Excellent
Expert Score5.0
Joining Fee
₹249
Annual Fee
₹249
- Reward rate of 1% to 5% on various spending categories
- 1% cashback on UPI transactions - unique feature in the market
- Fuel surcharge waiver across all petrol pumps
HDFC BANK LTD
Shoppers Stop HDFC Bank Credit Card
Excellent
Expert Score5.0
Joining Fee
₹299
Annual Fee
₹0
- 3% on all Shoppers Stop spends
- 1% on all non-Shoppers Stop spends
- Save up to ₹2,500 per year on weekend shopping in Shoppers Stop
HDFC BANK LTD
Shoppers Stop Black HDFC Bank Credit Card
Excellent
Expert Score5.0
Joining Fee
₹4,500
Annual Fee
₹4,500
- 7% on all Shoppers Stop spends
- 2% on all non-Shoppers Stop spends
- Save up to ₹10,000 per year on weekend shopping in Shoppers Stop
HDFC BANK LTD
Tata Neu Plus HDFC Bank Credit Card
Excellent
Expert Score5.0
Joining Fee
₹499
Annual Fee
₹499
- 2% back as NeuCoins on Tata Neu and partner Tata brand spends
- Additional 5% back as NeuCoins on Tata Neu spends after registering for Tata NeuPass
- 1% back as NeuCoins on other spends
HDFC BANK LTD
Tata Neu Infinity HDFC Bank Credit Card
Excellent
Expert Score5.0
Joining Fee
₹1,499
Annual Fee
₹1,499
- 5% back as NeuCoins on Tata Neu and partner Tata brand spends
- Additional 5% back as NeuCoins on Tata Neu spends after registering for Tata NeuPass
- 1.5% back as NeuCoins on other spends
AXIS BANK LTD
Axis Bank Shoppers Stop Credit Card
Excellent
Expert Score5.0
Joining Fee
₹500
Annual Fee
₹500
- Welcome benefits worth ₹2550.
- Earn up to 20 FC Points at Shoppers Stop.
- Affordable fee ₹500.
AXIS BANK LTD
Flipkart Axis Bank Credit Card
Excellent
Expert Score5.0
Joining Fee
₹500
Annual Fee
₹500
- 5% cashback on Flipkart and Cleartrip.
- 4% cashback on partners.
- Joining fee ₹500.
Frequently Asked Questions
How do I choose the best credit card for Shopping Credit Cards?
Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.
Are there credit cards for Shopping Credit Cards with no annual fee?
Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.
What credit score is required to get approved?
Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.
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