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Premium Decision Grade Catalog
AXIS BANK LTD
Axis Bank Shoppers Stop Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Fashion retail co-branded card
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Welcome benefits worth ₹2550.
Highlight 2
Earn up to 20 FC Points at Shoppers Stop.
Highlight 3
Affordable fee ₹500.
Highlight 4
2 FC Points on other spends
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹500
The front-loaded charge when you apply.
Annual fee
₹500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
YES Reward Points value at ~₹1 per point.
Annual Fee: ₹500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"8 per year (now requires spending ₹20,000 per quarter)"
Hotel Privileges
"Oberoi Gift Voucher, Postcard Hotel stay voucher, and discounts on travel partners"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Not applicable (add-on card)"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent option for government employees with special privileges and no cash advance fees"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: YES Reward Points
- Welcome Offer: 5,000 EDGE Miles
- Base Rate: 20 points/₹100 (fuel), 5 points/₹100 (online)
- Accelerated Rewards Program: 2 Reward Points per ₹100 spent on weekends, 1 Reward Point per ₹100 on weekdays
Cons
- RP to Rupees: 1 RP = ₹1 (1:1 conversion rate)
- Domestic Airport: 8 per year (now requires spending ₹20,000 per quarter)
- Spa: Aman Spa credits
- Dining: Access to luxury dining experiences
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